Need help on a campaign spreadsheet...

I've been working on converting (and improving) my Full Thrust / Stellar
Conquest campaign spreadsheet to Excel 95. I would like someone to look over
what I've done so far and give me feedback. They need to be Excel literate,
and have played Stellar Conquest (optional).

The basic idea is to automate most of the record keeping, and scaleability
through formulas and references. The "Masters" sheet is for the GM only and
contains all of the red background cells. Red background cells have core data
that is referenced throughtout the spreadsheed and only the GM should tinker
with theses BEFORE beginning a campaign(they're used for scaleability). The
"Template Sheet" is what the players will see, and use when copied into there
sheets. The rest of the sheets are blank. Light blue background cells are for
gamers to enter data. The white background cells are for the GM to update
gamers records, contain formulas to present useful info to the gamer and GM,
etc.

If anyone out there is interested, please e-mail me and I will e-mail
you what I have done so far...